Why do I need it?

You take out insurance, to financially protect yourself and your family in case anything unforeseen happens.

Yet, sadly, insurance is one of the most neglected aspects of the average person’s financial plan. Many Australians don’t have enough protection from the financial instability caused by death, injury or serious illness.

If something were to happen to you or your spouse unexpectedly, how would your family be affected financially? Could your debts be repaid? Where would the family’s new source of income come from? Would you, or could you, cash in your assets?

While many Australians insure their car, home and contents, their most valuable asset is often overlooked.

That’s right. You. 

Consider this. A 40-year-old earning $40,000 per year (increasing 5% per year) will earn $1,909,000 in total by the time they reach age 65.
 
This makes your ability to earn an income and provide for yourself and your family a valuable asset worth protecting.