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| Features |
Flexible Lifetime - Super |
CustomSuper |
SignatureSuper |
SuperLeader |
Retirement Savings Account |
Eligible Rollover Fund |
| Who it's for |
Individuals and smaller employers |
Larger employers |
Larger employers and more complex corporate superannuation plans |
Small to medium employers |
Individuals and large or small employers |
Trustees of super funds, RSAs and the ATO |
| Contributions |
Employer, member, spouse, rollovers, Directed Termination Payments, overseas transfers, salary sacrifice |
Employer, member, spouse, rollovers, salary sacrifice |
Employer, member, spouse, rollovers, salary sacrifice |
Employer, member, spouse, rollovers, salary sacrifice |
Employers, member, spouse, rollovers, salary sacrifice |
Rollovers only |
| Summary of fees and charges |
Contribution Fee
Up to 4.5% of each contribution we receive.
Management Fee
Ranges from 0.75% pa to 2.80% pa of your balance.
Performance Based Fees
Up to 25% of the outperformance.
Member Fee
$7.30 if your plan balance is less than $10,000 at the end of the first day of the month.
Management Fee rebates
Between nil and 0.85% pa of your plan balance, where the balance is $100,000 or more.
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Member Fee
If your account balance is $10,000 or more at the end of the month = nil.
If your account balance is less than $10,000 at the end of the month = $7.30 each month (as at 1 July 2007).
This fee increases on 1 July each year in line with the Consumer Price Index (CPI).
Management Fee
From 1.75 to 2.80% pa. Management Fee rebates apply depending on the size of the employer plan and member's account balance.
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Administration Fee
0.7% pa. Plans may qualify for a Large Plan discount.
Investment Management Fee
0.25% to 1.20% pa.
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Member Fee
$1.47 each week.
Administration Fee
1.19% to 1.91% pa.
Small account Protection
0.2%pa.
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Fund expenses deducted from crediting rates before they are declared. |
Fund expenses deducted from crediting rates before they are declared. |
| Investment options |
Choice of up to 10 investment options from more than 60 available options managed by leading Australian and international fund managers. |
Choice of up to 10 investment options from over 60 available options managed by leading investment managers. |
Choice of up to 10 investment options from over 50 available options managed by leading investment managers. Choice may be restricted by employer. |
Choice of 4 investment options managed by AMP Capital Investors. |
Capital guaranteed option only. |
Capital guaranteed option only. |
| Insurance cover options available |
Extra Death Benefit
Total and Permanent Disablement
Temporary Salary Continuance
Business Safeguard
Waiver
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Death
Total and Permanent Disablement
Temporary Salary Continuance Cover
Replacement cover on leaving
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Death
Total and Permanent Disablement
Temporary Salary Continuance Cover
Replacement cover on leaving
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Death
Total and Permanent Disablement (not available for casuals)
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Not available |
Not available |