Business insurance - AMP
    Back to products page

    Business insurance

    Did you know that 70% of small businesses which are either uninsured or underinsured won't survive a serious event?1

    When you own a business, it's more than just a job. It's your livelihood. That’s why you can't afford not to have business insurance.

    AMP understands the importance of getting it right. Our advisers are on-hand to guide you through the process of selecting cover, so that you’re not underinsured when it comes to the crunch.

    1Insurance Council of Australia October 2002

     

    Features

    AMP Business Insurance provides flexible coverage that can be tailored to suit your needs and protect your business against a range of contingencies.

    Choose from any of the following covers to protect your business and assets.

    Cover Description
    Fire and Other Damage insurance Cover for your building and business contents & stock for certain specified events such as fire, storm (but not flood), impact, lightning, explosion, and earthquake. Also included is the cost of removing debris.
    Burglary insurance Cover for theft of stock, electronic equipment and other business contents contained within your building, following forced & violent entry.
    General Property insurance Cover for items of your choice such as mobile phones and laptop computers, whether in the office or out.
     
    Business Interruption insurance Covers loss of income for your business as a result of insured damage that happens at the insured premises.
    Accidental Damage insurance Covers you for accidental loss or damage to the property insured at your business premises.
    Glass Breakage insurance Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1000, and the cost value of stock spoiled by the broken glass.
    Public and Products Liability insurance  Covers your legal liability for personal injury or damage to property caused by an occurrence connected with your business.
    Fraud and Dishonesty insurance Covers you for loss of money or goods as a result of any act of fraud or dishonesty committed by any of your employees.
    Goods in Transit insurance Covers you for loss or damage to goods in transit caused by specified events such as collision, overturning, derailment, fire, explosion, or theft following forcible and violent entry to the vehicle; the damage to goods during loading and unloading can be added to the cover.
    Money insurance Covers you for loss of or damage to money while kept in your building, in transit or at your private residence.
    Equipment Breakdown insurance Covers you for the cost of repairing electrical or mechanical machines for sudden or accidental breakdown.
    Tax Audit insurance Covers you for professional fees that occur in connection with a tax audit.
    Personal Accident & Illness Covers loss of weekly earnings should you become ill or have an accident which occurs or first appears during the policy period

     


     

    How to apply

    1. Read the Business Insurance Product Disclosure Statement and PDS update
    2. Speak to an AMP General Insurance Adviser to get the right cover for your business

     

    Want to know more?

    If you are an existing client

    • Contact your AMP Adviser
    • Customer Service 131 436
    • Claims 131 437

    What you need to know

    AMP branded general insurance products are issued by GIO General Limited and distributed by AMP GI Distribution Pty Limited (ABN 40 098 080 810). This information is intended as a guide only and does not take into account your particular objectives, financial situation or needs. Before making a decision, you should consider whether it is appropriate in light of your particular circumstances. Please refer to the Product Disclosure Statement (PDS) for the full terms and conditions (including exclusions and limitations) of the insurance cover. You should consider the PDS in deciding whether to acquire, or continue to hold, the product. A PDS can be obtained on this website or by contacting one of our Advisers. AMP GI Distribution Financial Services Guide.

    Customer Service: 131 267     New Business Enquiries:133 888