Contract Works & Legal Liability

Overview

Construction sites can be dangerous places. That's why Contract Works & Legal Liability insurance is vital if you own, run or manage any kind of construction site – whether it’s a multi-story development or an owner-builder dwelling.
 
Liability insurance provides a safeguard for employers should construction workers become injured on site. AMP Contract Works & Legal Liability Insurance also covers materials and machinery on the site in the event of an accident, fire or theft.
 
Whether you need insurance for a single project and or an annual policy covering a whole range of risks across projects Australia-wide, AMP has got it covered.

Features

Contract Works cover options

• Projects undertaken by builders, owners, contractors, financiers, or all parties to a contract that we agree
• New constructions or alterations and additions
• All phases of work: preparation, construction period, maintenance period and testing and commissioning
• Loss or damage to existing structures under an insured's care, when requested
• Work being undertaken in cyclone zones above the 26th parallel, subject to our agreement
• For loss or damage as a consequence of defective materials, workmanship or defective design, plan or specification (but we do not cover the defective material, work, item or part itself).

Extensive sums insured

• Projects of any value: up to $100,000,000 total sum insured from owner builders to commercial firms
• Associated costs that result from loss or damage e.g. demolition and removal of debris, professional fees and others
• Further sums insured are also available for expediting expenses, contractors plant and machinery, tools and equipment and temporary site infrastructure.

Legal Liability Insurance

• Projects undertaken by builders, owners, contractors, financiers, or all parties to a contract that we agree
• All phases of work: preparation, construction period, maintenance period and testing and commissioning
• New constructions or alterations and additions
• Products Liability for sale or supply of products or the completed operations (annual, multiple project policies only)
• Construction and non-construction activities a single policy can cover both
• Special risks such as vibration and removal or weakening of supports
• Up to $50,000,000 limit to liability.

How to apply

1. Read the Construction Insurance Policy Wording
2. Speak to an AMP General Insurance Adviser to get the right cover for your business