Farm insurance
Overview
Your farm is your life. You can’t afford to take any chances, which is why you need the best protection for your land, livestock, buildings and machinery.
AMP will give you quality advice and service based on your particular farming needs. Our expert AMP General Insurance Advisers will help you tailor a policy from a range of cover options – such as farm machinery insurance, building insurance, home and contents insurance as well as crop, fence, livestock and power pole insurance.
Features
In creating your farm insurance policy, you can choose from the following list of covers (you must choose a minimum of two).
| Cover |
Description |
| Farm Liability insurance |
Covers your legal liability for personal injury or damage to property caused by an occurrence connected with your business activities.
|
| Farm Property insurance |
Cover for your farm property such as livestock and buildings for certain specified events such as fire, lightning, explosion, impact and earthquake. |
| Home and Contents insurance |
Cover for your home and contents against loss or damage as a result of certain specified events such as fire, theft, storm, impact, flash flood and rainwater run-off.
|
| Personal Effects insurance |
Covers accidental loss or damage to personal effects you own or are legally responsible for anywhere in Australia, New Zealand, or the world for up to 30 days for each journey after leaving Australia. The cover can only be added if you have Contents cover. |
| Domestic Legal Liability insurance |
Covers your legal liability for bodily injury or damage to property other than those connected with your business activities. It covers your legal liability for incidents at the insured address when you insure your home and legal liability for incidents anywhere in Australia and New Zealand when you insure your Contents.
|
| Motor Vehicle insurance |
Cover for farm vehicles including tractors, harvesters and sprayers, as well as vehicles used for private purposes.
|
| Additional Working Costs |
Covers you for additional working costs and agistment costs incurred as a result of loss or damage at the situation to your pastures caused by fire; or your farm property, providing that loss or damage is insured under Farm property policy section.
|
| General Property insurance |
Covers you for loss or damage to property insured anywhere in Australia (or anywhere in the world if worldwide insurance is shown on your schedule). |
| Equipment Breakdown insurance |
Covers you for the cost of repairing or replacing insured equipment if it suddenly and accidentally breaks down at your farm property. You may also choose to cover the replacement of perishable property that spoils as a result of a break down of insured equipment or from the failure of thermostats, controls or fuses.
|
| Road Transit insurance |
Covers you for the loss or damage to farm product or machinery (up to $5,000) and/or the death or humane destruction of livestock (up to $2,000) in transit caused by specified events such as collision, overturning, fire and flood. The damage during loading and unloading can be added as an optional cover.
|
| Tax Audit insurance |
Covers you for professional fees that occur in connection with a tax audit.
|
How to apply
1. Read the Farm Insurance Product Disclosure Statement
2. Speak to an AMP General Insurance Adviser to get the right cover for your business
Want to know more?
If you are an existing client
- Customer Service 131 436
- Claims 131 437