Commercial Motor insurance - AMP
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    Commercial Motor insurance

    Overview

    Running a fleet of commercial vehicles is a big overhead for your business. You can make it more affordable by choosing a competitive insurance plan that protects the fleet from accidents, thefts and damage.

    AMP Commercial Motor Vehicle Insurance is competitively priced and provides comprehensive cover for:

    • cars
    • 4WDs
    • utilities
    • vans
    • prime movers
    • trucks over 2 tonnes.

    You can choose between Comprehensive and Legal Liability cover, tailoring the plan to meet your specific business needs.

     

    Features

    Comprehensive cover includes:

    • Accidental loss or damage to your vehicle
    • Accidental damage to other people's property caused by your vehicle (up to $30 million)
    • Covers you for legal liability for damage caused to another person's property and legal costs, to a maximum of $30 million
    • Your legal liability for personal injury caused by the insured vehicle, and legal costs to a maximum of $30 million (provided Compulsory Third Party does not apply)
    • Australia-wide claims service
    • Damage by uninsured drivers
    • Automatic cover when changing vehicles
    • Cover for employer, principal or partner
    • Driver fatality from an event (up to $5,000)
    • Emergency repairs, travel and accommodation (up to $500)
    • Lifetime guarantee for authorised repairs
    • One annual payment or pay by the month
    • No excess if you are not at fault and you can identify the person at fault
    • Personal property stolen/damaged in an event involving your vehicle (up to $150 per item, $500 per event
    • Towing and storage costs
    • Includes Legal Liability cover.

    Legal Liability cover includes:

    • Cover for your legal liability for damage caused to another person's property and legal costs up to $30 million
    • Cover for your legal liability for personal injury caused by the insured vehicle, and legal costs, to a maximum of $30 million (provided Compulsory Third Party Insurance does not apply)
    • Cover for your legal liability for property damage or personal injury as a result of the insured vehicle carrying dangerous goods, to a maximum of $300,000 (the insurer may allow this limit to be increased, subject to payment of an extra premium)
    • Up to $5000 for damage to the insured vehicle caused by an uninsured driver, provided you are able to identify the driver responsible and their vehicle.

    How to apply

    1. Read the Commercial Motor Insurance Product Disclosure Statement
    2. Speak to an AMP General Insurance Adviser to get the right cover for your business

     

    Want to know more?

    If you are an existing client

    • Customer Service 131 436
    • Claims 131 437

    What you need to know

    AMP branded general insurance products are issued by GIO General Limited and distributed by AMP GI Distribution Pty Limited (ABN 40 098 080 810). This information is intended as a guide only and does not take into account your particular objectives, financial situation or needs. Before making a decision, you should consider whether it is appropriate in light of your particular circumstances. Please refer to the Product Disclosure Statement (PDS) for the full terms and conditions (including exclusions and limitations) of the insurance cover. You should consider the PDS in deciding whether to acquire, or continue to hold, the product. A PDS can be obtained on this website or by contacting one of our Advisers. AMP GI Distribution Financial Services Guide.

    Customer Service: 131 267     New Business Enquiries:133 888